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Is turning 30 a crisis or an opportunity? In this episode of the Brothers in Business podcast, we’re reflecting on a decade of growth, massive mistakes, and the pivotal shift from the "reckless" 20s to the "intentional" 30s. Join us as we break down why your 20s are for experimenting so your 30s can be for executing. We’re diving deep into the trap of lifestyle inflation, the importance of becoming a "time millionaire," and why having a plan is the only way to avoid living in "limbo". Whether you’re approaching 30 or already there, this episode is a blueprint for building a life you actually designed. Key Takeaways 00:00 – Intro: Official welcome to the 30s club 01:15 – The Power of Reflection: Why year-end audits matter 02:30 – The Goal-Setting Framework: How to stop walking in limbo 03:45 – Start Now vs. Jan 1st: The truth about habit hacking 05:15 – Financial Milestones: Reaching your first £100k 07:00 – Investing in Yourself: Why experiences often beat stocks 10:30 – The "Time Millionaire" Mindset: Choosing freedom over status 14:00 – The "Tunnel" Theory: Keeping a sense of wonder in adulthood 18:20 – Avoiding the Mid-Life Crisis: Starting your dreams before 40 22:00 – The 30s Maintenance Plan: Physical and mental health evolution 27:15 – Accountability: Why speaking goals into existence changes everything 31:00 – Pruning Your Circle: Why your network is your net worth 34:30 – Closing: Your 2026 plan starts today Social Links / brothersinbusinesspod