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TILA. RESPA. TRID. If these federal laws blur together for you, you’re not alone. And yes, they are heavily tested on the real estate exam. In this video, KJ clearly breaks down: • What TILA (Truth in Lending Act) regulates • What RESPA (Real Estate Settlement Procedures Act) covers • How TRID changed the disclosure process • The difference between the Loan Estimate and the Closing Disclosure • Why these laws were combined under TRID • What the exam is really testing when it brings these up Many students memorize the acronyms but don’t understand how they connect. This lesson helps you understand the structure behind the laws so you can confidently answer scenario-based questions. If you’ve ever asked: “What is the difference between TILA and RESPA?” “Why did TRID replace the old forms?” “When is the Closing Disclosure required?” “Which law regulates kickbacks?” This video answers it clearly. These are federal consumer protection laws, and the real estate exam expects you to know both their purpose and their function. 📖 Want structured prep beyond practice tests? 📘 Recommended Resources Free Real Estate Exam Study Plan Get your free study plan and learn exactly what to study, in what order, and how to prepare the right way. Download the Study Plan: 👉 https://www.kjmethod.com/study-plan PASS Study Guide A printed workbook to reinforce what you’ve learned. Includes topic outlines, vocabulary, and practice questions, shipped directly to your door. 👉 https://amzn.to/44ejbhq KJMETHOD Exam Prep Want to take your prep to the next level? Sign up for KJMETHOD Prep for just $59. Get in-depth training videos, practice exams, and live monthly coaching. Start KJMETHOD Prep: 👉 https://www.kjmethod.com/real-estate-... 3-Day Online Bootcamp Need a final push before taking your exam? Join our 3-day virtual Bootcamp for live coaching, strategy, and exam prep support with Kalimah Jenkins. Join the Bootcamp: 👉 https://www.kjmethod.com/realestate-b... 1-on-1 Coaching with KJ Need personal guidance on a tough topic or exam strategy? Book a private session with KJ for focused support and clarity. Book a Coaching Session: 👉 https://www.kjmethod.com/prep-options... Don’t forget to subscribe and follow the KJ Method for exam-tested explanations, rapid-fire drills, and real estate concepts taught the way the test actually asks them. #KJMETHOD #RealEstateExamPrep #TILA #RESPA #TRID #FederalLaws #LoanEstimate #ClosingDisclosure #PrepWithKJ #StudySmart #PassTheTest #RealEstateLicense