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KellyLee McFrederick shares why so many people are choosing to retire in Panama. Panama offers incredible geographic diversity in a country about the size of South Carolina. You can wake up near the Caribbean and be overlooking the Pacific the same day. There are mountain towns with cooler climates, beach communities, jungle settings, and modern city living, all within a short drive or flight. About a quarter of the population includes expats, many living in gated communities or vibrant downtown areas. These communities make it easy to settle in, meet others, and enjoy an active lifestyle with hiking, horseback riding, beaches, and local culture. Panama City stands out for its modern infrastructure, high rise condos, historic districts, strong internet, reliable utilities, and direct international flights through Tocumen International Airport. The country uses the U.S. dollar, and English is widely spoken, especially in medical settings. Healthcare is one of the biggest draws. Doctor visits can cost as little as $20, and surgeries, dental care, and other procedures are often far more affordable than in North America. Many hospitals are American affiliated or staffed by U.S. trained doctors. With a comfortable monthly budget around $2,400 to $2,900, favorable tax policies for expats, and low property taxes on primary residences, Panama continues to attract retirees looking for value, stability, and lifestyle options in one place. Subscribe to this channel for neighborhood insights and practical guidance on buying property and living in the Bahamas, Costa Rica, Dominican Republic, or the Cayman Islands. Connect with me for help finding your Caribbean dream home! KellyLee McFrederick, Broker-Owner Beach Natives International Real Estate https://www.kellyleemcfrederick.realtor