Trump’s New Tax Law: Retirees Can’t Afford to Waste the Next three Years скачать в хорошем качестве

Trump’s New Tax Law: Retirees Can’t Afford to Waste the Next three Years

#RetirementPlanning #TaxPlanning #SeniorTaxBenefits #RetirementIncome #FinancialPlanning The new tax law has officially been signed — and for retirees, this is a big deal. While some parts of the law are permanent, others create a rare four-year tax planning window from 2025 through 2028. For many retirees, this may be the best opportunity in decades to improve tax efficiency and reshape their retirement income plan. In this video, I break down: • What changed in the new tax law • What stayed the same • Why the next four years matter so much for retirees • How the larger standard deduction works • How the new senior bonus deduction fits into the picture • Why this window can create powerful opportunities for Roth conversions, capital gains planning, and IRA withdrawals We’ll walk through how the standard deduction actually works inside the tax formula and why it acts as a tax-free zone for retirement income. Then we’ll look at the brand-new senior bonus deduction — up to $6,000 per person over age 65, stacking on top of the standard deduction through 2028. For a married couple over 65, this can result in nearly $47,000 of income shielded from federal taxes in 2025 — before considering any other planning strategies. This four-year window creates opportunities to: • Convert more to Roth at lower tax rates • Realize capital gains while minimizing taxes • Smooth income from pre-tax accounts • Reduce future required minimum distributions ⚠️ These provisions are temporary, and once 2028 ends, this planning window closes. Thanks for watching. ⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇