Retirement : Risk Capacity & Risk Tolerance | Retirement Scenario скачать в хорошем качестве

Retirement : Risk Capacity & Risk Tolerance | Retirement Scenario

In this Video Ryan is going over a case that sees Tom and Jane, they are 60 and 62 with a million dollars and don’t know what their risk tolerance or risk capacity is. Risk tolerance is what we think we could lose. Risk capacity is what we can afford to lose in a down market and still be able to stay retired and not have to go back to work. Discovering risk capacity and risk tolerance takes a little bit of marriage counseling as often times one spouse is okay taking more risk than the other. Once we determine risk capacity and risk tolerance, we need to analyze the current portfolio to make sure the current investments are in line with both risk tolerance and risk capacity and if any changes need to be. Most Importantly will my current assets pensions and social security allow me to spend 96,000 year until age 90 and not run out of money? What is the longterm probability of success of what we are currently doing based on our long term retirement needs. If it is too low does taking more risk in the portfolio make sense and increase the long term chances of success. 🔵 ABOUT US Welcome to the On the Money YouTube channel powered by Allied Wealth. It is our goal to release videos each week to teach you about social security, Medicare, tax strategies, investing, how to manage your 401k, managed portfolios, pensions, annuities, life insurance, risk tolerance and capacity, creating a retirement paycheck and getting the most out of the retirement resources you have. If you would like to learn more about how we add value to what you are hoping to accomplish whether thinking about retirement or in retirement or want to evaluate how well the financial path you are currently on is going visit us at www.alliedwealth.com and click on the On the Money button to schedule a free strategy session with zero obligation. You can also reach us by calling 281-444-7555. We are here to serve regardless of where you live. All content is not to be received as advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions. Public comments on videos are not controlled or reviewed by One the Money or Allied Wealth and do not reflect the views of On the Money or Allied Wealth. On the Money or Allied Wealth may delete comments which contain vulgarity, threats, spam, scams, or other harmful content. Comments are read at the viewer's own risk. Viewers should be wary of fake posts, scams, or other harmful content. 👉 Join the On the Money radio show by tuning into News Radio 740KTRH Sundays at 1 P.M. 🟥 Click here for our privacy policy https://alliedwealth.com/wp-content/u... 👉 For our form CRS Chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://reports.adviserinfo.sec.gov/c... #risktolerance #riskcapacity #retirementplanning #retirementinvesting