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Most people still think the housing market is frozen. I think it just changed character. In this story, I break down what Phase 2 really means, why buyer demand has collapsed to historic lows, why rate cuts have failed to revive affordability, how negative equity and forced selling are spreading, and why the markets many people still call safe may simply be later to the same painful adjustment. Disclaimer: This is an independent, educational fan channel and is not affiliated with Warren Buffett or Berkshire Hathaway. AI-generated voices are used for storytelling and educational purposes only. This content is not financial advice. #WarrenBuffett #HousingCrash #MortgageCrisis #RealEstate2026 #Foreclosures #NegativeEquity #FloridaHousing #AustinRealEstate #HousingMarket #BuyerDemand #AffordabilityCrisis #BuffettStyle