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Every financial decision, from a car loan to a retirement fund, is a mystery waiting to be solved. 🕵️♂️ But to crack the case, you need the right forensic tools and a mastery of the "Rules of the Road." Welcome back to StudySimply. In today’s video, we are heading into the Excel Lab. We’ll learn to use the 5 core financial functions as our "Detective Tools": the PMT Loan Predictor, the PV Time Machine, the FV Crystal Ball, the RATE Growth Grader, and the NPER Financial GPS. We’ll also uncover the "Bonus Trick" of using MATCH to pinpoint the exact moment you hit your goals. 📖 In the Detective’s Lab today: The Forensic Tools: How Excel deduces the missing variable in any story. The PMT Predictor: Calculating the true cost of that $140k car loan. The PV Time Machine: How much to deposit today for that 9-month exchange trip. The FV Crystal Ball: Projecting 10 years of growth with the magic of compounding. The #NUM Check: Why Excel throws an error when your story is impossible. The Financial Librarian: Using the MATCH function to find your finish line. 🚀 Chapters: 00:00 – Becoming a Financial Detective 01:30 – Recap: The 5 Clues & 2 Rules 03:24 – Tool 1: PMT (The Loan Repayment Predictor) 05:02 – Tool 2: PV (The Financial Time Machine) 06:26 – Tool 3: FV (The Investment Crystal Ball) 07:41 – Tool 4: RATE (The Growth Engine Grader) 08:55 – Tool 5: NPER (The Financial GPS) 10:04 – The Sanity Check: Avoiding the #NUM Error 10:41 – Bonus: MATCH (The Financial Librarian) 11:31 – Summary: 4 Lessons for Every Storyteller 📝 Transparency Note: This video was created by StudySimply using my personal university lecture notes. I use NotebookLM to synthesize material into conversational overviews, transforming complex Excel syntax into clear, visual stories for every student. #ExcelTips #StudySimply #FinancialModeling #TVM #DataAnalytics #TechEducation #NotebookLM