Budgeting on £700/Month? Here's What I’d Do! | Budget Bestie #56 скачать в хорошем качестве

Budgeting on £700/Month? Here's What I’d Do! | Budget Bestie #56

Hi guys, gals, and non-binary pals! In this episode of Budget Bestie, I take a deep dive into an anonymous submission from someone living at home, working part-time, and earning between £700–£800 per month. They’re debt-free (yay!) but unsure how to manage their money, save for the future, and eventually move out. I break down their income, expenses, and sinking funds — and share exactly what I’d do in their shoes. From adjusting spending habits to optimizing savings goals and sharing my cheeky Spotify hack, this video is packed with real-life budgeting tips for low income earners in the UK. 👀 Whether you're budgeting on a small income, living rent-free, or looking to build your first emergency fund, this video will help you create a realistic and flexible monthly budget. 👇 Submit your budget anonymously for a future episode: 📩 https://forms.gle/2c5nfw2MMVi9vQvW9 🎯 Topics Covered in This Video: Budgeting on a part-time income (£700–£800/month) Sinking funds that actually work Emergency fund tips for beginners Low-income savings strategies How to prepare financially to move out The Spotify family plan money hack 💡 📝 Comment below: What would YOU do with this budget? Let’s help this Budget Bestie in the comments! #budgetbestie #lowincomebudget #ukbudgeting #personalfinanceuk #700poundbudget #budgetbreakdown #savemoneyuk #emergencyfund #sinkingfunds #budgetingseries I'm doing the Shine Night Walk Southampton 10k for Cancer Reseach UK - Donate Here: https://fundraise.cancerresearchuk.or... Thank you so much for watching today's video! If I said I was going to link something but I forgot, let me know in the comments! Join me and start the 200 envelope challenge today! Here's a link to a free matching Monzo pot cover! https://drive.google.com/file/d/1r7Rt... Join the Budget with Ira Discord Server!   / discord   Here's the main links: Budget with Ira website: https://budgetwithira.co.uk Budget with Ira Etsy store: https://etsy.com/shop/budgetwithira Join BWI to get access to perks:    / @budgetwithira   Support me on Patreon:   / budgetwithira   My Amazon Wishlist: https://www.amazon.co.uk/hz/wishlist/... Tiktok:   / budgetwithira   Instagram:   / budgetwithira   Buy me a Coffee: https://buymeacoffee.com/Budgetwithira Budget Bestie form: https://forms.gle/2c5nfw2MMVi9vQvW9 My Second Channel:    / @donttrustira   Connect with me! https://linktr.ee/budgetwithira My PO Box: Budget with Ira PO Box 2439 Salisbury SP4 4AY ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Deals for Besties (I may get a small commission for some of these): Get £15 off your first print order over £70: https://www.helloprint.co.uk/ref/JEN4... Sign up to Monzo and make a card payment within 30 days for a £5 reward: https://join.monzo.com/c/fy5dkc9 Check out Epidemic Sounds! Sign up using my code and get 10% off when you become a paying subscriber! https://share.epidemicsound.com/pzc8c5 Use code BUDGETWITHIRA for 10% off at So Personalised It's Perfect Etsy Store: https://www.etsy.com/uk/shop/Perfecta... ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ My Favourite Cash Stuffers and Budgeters: Yasmine Camilla:    / yasminecamilla   Iris Budgets:    / @irisbudgets   Taylah Louise Budgets:    / @taylahlouisebudgets   Black N Blue:    / @blacknblue10_4   #budgetwithira #donttrustira #budgetsarecool ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Have you checked out Life in Envelopes? She is a massive inspiration to me and sells some beautiful planner stickers. You can check her out on these links. Use the code YOUTUBE15 for 15% off your whole order (excluding shipping): Check her out Here: https://www.etsy.com/shop/lifeinenvel... #budgeting #budget #cashstuffing