How Apple Pay and Google Pay are Reshaping Our Relationship with Money скачать в хорошем качестве

How Apple Pay and Google Pay are Reshaping Our Relationship with Money

In this captivating First View, we delve into the pervasive influence of Apple Pay and Google Pay on our daily financial interactions. It's becoming increasingly rare to carry a physical wallet, with mobile payments now the default for many, highlighting a significant shift in consumer behavior. This episode explores a crucial question: can this digital convenience fundamentally change banking as we know it, and how far can it go? While these tech giants have revolutionised the consumer experience, the underlying infrastructure often remains traditional, with Apple Pay and Google Pay largely acting as interfaces built atop existing credit card systems. We'll unpack the implications of this, considering whether Apple and Google might push further into regulated banking territory or if their current model — retaining valuable customer connections while avoiding regulatory burdens — is here to stay. Join us as we examine the potential for these platforms to evolve beyond simple payment facilitators, leveraging open banking capabilities to offer more sophisticated, personalised financial services.