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In Episode 4 of Real As It Gets, Gord and Trevor break down everything you need to know about getting pre-approved for a mortgage in Canada 🇨🇦 If you're a first-time home buyer or thinking about re-entering the market, this episode covers: • How mortgage pre-approval works • What documents lenders require (NOAs, T4s, employment letters) • Credit score benchmarks (why 700+ matters) • Fixed vs variable mortgage rates explained • What “house poor” really means • Amortization vs mortgage term • How financing conditions protect buyers • What happens if an appraisal comes in low • HELOCs (Home Equity Lines of Credit) explained • Using equity for renovations or retirement With interest rates stabilizing and affordability top of mind across Ontario and the GTA, understanding mortgages has never been more important. Whether you're buying your first home, upgrading, refinancing, or just curious about today’s real estate market, this episode delivers practical, no-nonsense advice. 👉 Subscribe for more real estate insights 👉 Contact us if you're thinking about buying or selling #MortgagePreApproval #OntarioRealEstate #GTARealEstate #FirstTimeHomeBuyer #FixedVsVariable #HELOC #RealEstatePodcast #CanadianMortgages