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Have you ever pumped twenty dollars worth of gas and then checked your bank account to find a hundred dollars missing? That is not a mistake and it is not fraud. It is called a pre-authorization hold and it happens to millions of Americans every single week without warning. In this video we break down exactly why gas stations are allowed to hold way more money than you actually spent, why debit card users get hit the hardest, and why your bank cannot do anything to release that money early. We will walk you through everything step by step including: 1. Why gas stations place a hold before you pump a single drop of fuel 2. How pre-authorization holds work on debit cards vs credit cards 3. Why hold amounts vary so much from one station to another 4. How gas station holds cause overdraft fees even when you have enough money 5. How long it takes for a gas pump hold to clear your bank account 6. What happens when multiple holds stack on your account at the same time 7. How to avoid gas station card holds completely Once you understand how this system works you will never get caught off guard at the pump again. Everything you need to know is right here. If this video saved you from an overdraft fee, hit subscribe. We break down everyday money situations that nobody ever explains to you, in plain simple language, every single week.