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Retirement income isn’t just about how much you withdraw—it’s about when and where you take it from. Bad timing can mean higher taxes, OAS clawbacks, and unnecessary stress. In this video, your favourite Scotsman breaks down a simple two-step strategy to help you: If you have any questions, feel free to comment down below, and don't forget to like and subscribe to our channel to get the latest updates on retirement planning and investment strategies. Straightforward retirement planning advice for Canadians. Planning your retirement income or wondering how you can reduce your taxes doesn’t have to be daunting. Our goal at Beaches Financial Group is to help every pre-retiree and retiree in Canada cut through the financial jargon, streamline your finances and make the most of your golden years. Bellwether Family Wealth Management - The Beaches Group Website | https://www.bellvest.ca/family-wealth... Facebook | / beachesbellwether Mail | beaches@bellvest.ca ______ 0:00 Intro 0:20 Why timing your income matters 0:34 RRIF + Capital Gain = Tax Trouble 1:14 Scattered accounts = scattered strategy 3:45 2 Step Process 4:32 How to create a retirement paycheck 5:00 Outro #CanadaFinance #RRIFStrategy #TFSA #OASClawback #CRA _______ Join over 1600 others and sign up for our FREE retirement guide: https://www.bellvest.ca/family-wealth... RRIF withdrawal strategy, OAS clawback, retirement income strategy