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What If No One Wants To Serve As Your Personal Representative? Episode 77 – Wills, Women & Wealth Podcast (Encore Episode – Originally aired July 26, 2023) In this informative and practical episode of the Wills, Women & Wealth Podcast, Attorney Elsa W. Smith addresses a question many women quietly worry about but rarely plan for: What happens if no one wants to serve as your Personal Representative? Serving as a Personal Representative (also known as an executor) is a serious legal responsibility—one that requires time, organization, emotional resilience, and a willingness to act impartially. Yet many people name someone in their estate plan without fully understanding what the role entails or whether that person is truly willing and able to serve. In this episode, Elsa walks listeners through the full scope of a Personal Representative’s duties, from filing the will and opening probate to managing assets, paying debts and taxes, communicating with beneficiaries, and ultimately closing the estate. She explains why the role can feel overwhelming and explores the very real reasons someone may decline to serve, including time constraints, emotional strain, family conflict, distance, health concerns, or lack of confidence in handling legal and financial matters. Elsa also outlines the ideal characteristics of a strong Personal Representative and offers practical alternatives when no personal candidate is available. From appointing a professional fiduciary or attorney to considering a financial institution or bank, this episode helps listeners understand their options—and the pros and cons of each—so they can make informed decisions that protect their families and their legacies. In this episode, you’ll learn: • The legal duties and responsibilities of a Personal Representative in Maryland • The key traits to look for when choosing the right person • Why people often refuse to serve as Personal Representative • The emotional, legal, and logistical challenges of the role • What happens if no one is willing to serve • Professional and institutional alternatives to naming a family member • How proactive planning can prevent delays, disputes, and court intervention Most importantly, this episode reinforces a critical truth: choosing a Personal Representative isn’t about convenience—it’s about trust, willingness, and ability. Thoughtful planning now can save your loved ones stress, conflict, and uncertainty later. Whether you’re creating an estate plan, reconsidering who you’ve named, or seeking clarity on Maryland probate, this episode offers clear guidance to help you move forward with confidence. SUBSCRIBE Follow this podcast and leave a ⭐⭐⭐⭐⭐ 5-star review — it helps others find this important information. STAY CONNECTED ✔️ Connect with Attorney Elsa W. Smith: linktr.ee/elsawsmithlaw ✔️ Visit us at elsawsmithlaw.com ✔️ Subscribe on Apple Podcasts, Spotify, and YouTube ✔️ Book a complimentary 15-minute assessment call for estate planning, probate, or business formation (MD & DC only) DISCLAIMERS Information in this podcast is for educational purposes only and does not constitute legal advice or create an attorney-client relationship. Please do your own due diligence before hiring an attorney. SPONSOR This podcast is sponsored by the Law Offices of Elsa W. Smith, LLC — a wills, estate planning, and probate firm serving Maryland and the District of Columbia. Learn more at elsawsmithlaw.com. © 2026 Law Offices of Elsa W. Smith, LLC. All rights reserved.