Paragon Perspectives: Major Changes to Parent PLUS Grad PLUS Loans скачать в хорошем качестве

Paragon Perspectives: Major Changes to Parent PLUS Grad PLUS Loans

Major changes are coming to Parent PLUS and Grad PLUS loans starting July 1, 2026 — and they could significantly impact how families pay for college. Beginning in the 2026–2027 academic year: • Parent PLUS loans will be capped at $20,000 per year per child • A $65,000 lifetime limit per child will apply • The Grad PLUS program will be eliminated for new borrowers • Graduate students will face lifetime federal loan caps of $100,000 (master’s) and $200,000 (professional degrees) In this video, we break down: – What’s changing – Why it’s happening – Who may be most affected – And how this fits into your broader financial and retirement strategy If you’d like help reviewing your college funding plan in light of these new rules, we’re here to help.