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Make It Marathon journeys to Dubai, Florida, and Arizona to connect with two individuals and one couple that have all retired under the age of 40. Jamal Robinson, 40, retired early in 2024 after saving almost a $4 million nest egg. He held positions at companies like Microsoft, IBM, and Amazon. Today, Jamal lives as an American expat in Dubai, United Arab Emirates. Here's how he spends his money. Nathanael Farrelly, 29, retired early in 2024 after selling his home infusion therapy business for $12.5M. He now lives off interest from his investments of $14M with his family in Pensacola, Florida. Here's how he spends his money. Courtney Adcock, 36, and Steve Adcock, 39, retired in their mid-30s with a combined net worth of $870,000. This FIRE couple lives off the grid in the Arizona desert and spends $40,000 a year. Chapters: 00:00 - Introduction 00:36 - Jamal Robinson, 40, retired early in 2024 after saving almost a $4 million nest egg. He held positions at companies like Microsoft, IBM, and Amazon. Today, Jamal lives as an American expat in Dubai, United Arab Emirates. Here's how he spends his money. 09:38 - Nathanael Farrelly, 29, retired early in 2024 after selling his home infusion therapy business for $12.5M. He now lives off interest from his investments of $14M with his family in Pensacola, Florida. Here's how he spends his money. 18:56 - Courtney Adcock, 36, and Steve Adcock, 39, retired in their mid-30s with a combined net worth of $870,000. This FIRE couple lives off the grid in the Arizona desert and spends $40,000 a year. Produced by: Lauren Shamo, Beatriz Bajuelos Senior Managing Producer: Eric M. Clark, Tracy Thompson Camera: Jacqueline Nassour, Jason O'Brien, Alonso Parra Editors: Nic Golden Henry, Marisa Forziati Animators: Christina Locopo, Elham Ataeiazar Reporter: Jennifer Liu, Mike Winters, Nicolas Vega Additional Footage: Jamal Robinson, Nathanael Farrelly, Steve & Courtney Adcock, Getty Images Subscribe to CNBC Make It.: http://cnb.cx/2kxl2rf Watch CNBC on the go with CNBC+: https://www.cnbc.com/WatchCNBCPlus About CNBC Make It.: CNBC Make It. is a new section of CNBC dedicated to making you smarter about managing your business, career, and money. Take an expert-led online courses from Smarter by CNBC Make It. Use coupon code MEMORIAL for a discount of 30% off the regular course prices (plus tax). Offer valid May 19, 2025, through June 2, 2025. Terms apply. https://cnb.cx/4mslt33 Connect with CNBC Make It. Online Get the latest updates: https://www.cnbc.com/make-it Find CNBC Make It. on Facebook: https://cnb.cx/LikeCNBCMakeIt Find CNBC Make It. on Twitter: https://cnb.cx/FollowCNBCMakeIt Find CNBC Make It. on Instagram: https://bit.ly/InstagramCNBCMakeIt #CNBC #CNBCMakeIt What Does It Take To Retire Before 40?