2025 Conventional Loan Requirements — Here’s What You Need to Qualify скачать в хорошем качестве

2025 Conventional Loan Requirements — Here’s What You Need to Qualify

► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/le... ► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent TOP RESOURCES 📉 Today’s Rates → https://www.winthehouseyoulove.com/rates 🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma... 📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/ad... 📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/ti... 🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/st... 💳 Credit Score Simulator → https://www.winthehouseyoulove.com/cr... 0:00 Highlights 1:54 Minimum Down Payment 4:36 Who We Are 5:28 Pros and Cons 8:16 What Is Conventional 10:24 HomeReady/HomePossible 11:49 Closing Costs 16:14 Seller Credits 18:44 Proof Of Funds 21:10 Credit Score 24:37 Credit Issues 25:17 Interest Rates 28:56 Buydowns 35:34 Mortgage Insurance 36:40 Overlays 37:20 Example Home 1 39:35 Example Home 2 40:40 Loan Limits 41:49 Student Loans 43:46 Employment 46:05 Rent History Bonus 46:47 DTI & Affordability 50:41 Community Property 51:34 Max Price Calc 52:57 Property Types 53:13 ADUs 53:51 Occupancy Rules 55:46 Appraisal 57:26 Property Requirements 58:34 Appraisal Types 1:03:34 Rehab Options 1:03:55 House Hacking 1:05:46 Refinancing 1:07:32 Success Rate — DISCLAIMER — Kyle Andrew Seagraves is Licensed Loan Originator (NMLS 1701021) with NFM Lending (NMLS 2893), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency. NFM Lending 1190 Winterson Road, Suite 300, Linthicum, MD 21090 Toll Free: +1 (888) 233-0092 NMLS #2893 Equal Housing Lender