How to select medical insurance | 8 Must-Have Features in Health Insurance Plan скачать в хорошем качестве

How to select medical insurance | 8 Must-Have Features in Health Insurance Plan

When choosing a health insurance plan, these 8 features can make all the difference: 1. No Room Rent Capping – No daily limit on room charges. 2. No Sub-Limits – No separate caps for procedures or items (e.g., knee surgery, ICU) so your sum assured works fully. 3. Pre-Existing Disease Waiting Period 2-3 Years – A short waiting period before your existing condition is covered. 4. Consumables Covered – Items like implants, disposables, medicines inside hospital stay are included. 5. No Co-Payment – No portion of the bill you have to pay out of pocket. 6. No Claim Bonus / 50% Every Year (at least up to 2× original cover) – A bonus boost if you make no claims. 7. Restoration Benefit (for Same Illness) – Your cover is restored even for the same ailment within policy period. 8. Pre & Post Hospitalisation Costs Covered – At least 60 days before and after hospital stay are covered. 💡 Bonus Features to Look Out For: Free health check-ups, OPD treatments, day-care procedures, domiciliary (home hospitalisation) cover, maternity cover — these aren’t must-haves but good to have. #HealthInsurance #InsuranceTips #NoRoomRentCap #ConsumablesCovered #PersonalFinance #InsuranceIndia #Shorts #HealthCover #InsuranceFeatures