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Bay Area vs Sacramento: The Final Verdict on Taxes, Housing & Real Savings After running the numbers, what’s the final verdict? While California state income tax is the same no matter where you live, the financial reality of living in the San Francisco Bay Area versus Sacramento is dramatically different—and the gap is wider than most people realize. In this video, I break down the real numbers behind taxes, housing costs, and disposable income, and explain why so many people are discovering that Sacramento isn’t just cheaper—it’s financially transformational. 💰 WHAT THIS VIDEO BREAKS DOWN 🧾 Taxes (The Truth, Not the Myths) • State income tax: Exactly the same statewide • Sales tax: Generally higher in the Bay Area, especially in places like San Jose • Property tax: The real game-changer Because home prices are so much lower in Sacramento, property tax bills can be thousands of dollars less every single year compared to owning a much smaller home in the Bay Area. 🏠 HOUSING: WHERE THE GAP EXPLODES The biggest difference isn’t tax rates — it’s what you’re paying taxes on. Lower home prices in Sacramento mean: • Lower mortgage payments • Lower property taxes • Lower insurance costs • More flexibility month to month 📊 THE CASE STUDY THAT CHANGES EVERYTHING In this video, I walk through a real-world example of a $150,000 annual income. After taxes and housing costs: ➡️ A move from the Bay Area to Sacramento could free up over $14,000 per year in disposable income. That’s not pocket change. That’s wealth-building money: • Investing • Paying off debt • Saving for kids • Actually enjoying life ⚖️ THE FINAL VERDICT This decision isn’t only about money. Lifestyle, career, family, and community all matter. But if you’re asking the honest question: “Will I actually save money?” Based on housing + taxes, the answer is a resounding YES. The savings are substantial—and for many people, life-changing. 📍 Considering a move from the Bay Area to Sacramento or nearby suburbs? I help buyers understand the real financial trade-offs, not just headline numbers—so you can decide with clarity and confidence. 📱 Text or call me directly: 415-747-9121 🔥 WATCH THESE NEXT (HIGHLY RECOMMENDED) 👉 Why I Moved From the Bay Area to Sacramento (Real Numbers) • Bay to Sac: Why I Moved (Real Numbers) 👉 Bay Area vs Sacramento Cost of Living – A Brutal Comparison (Search this title on my channel) 🔻TAKE THE NEXT STEP🔻 👉 Book a Relocation Strategy Call https://calendly.com/joubert5/30min 👉 Visit My Website https://joubertcaston.com 👉 FREE Home Evaluation (If Selling First) https://joubertcaston.exprealty.com/s...