I’m Not Budgeting in 2026 — I’m Running My Money Like This скачать в хорошем качестве

I’m Not Budgeting in 2026 — I’m Running My Money Like This

Most people spend 30+ years trading time for a paycheck. I’m building cash flow now — and preparing to walk away from corporate America years earlier by turning every dollar I earn into a compounding engine. In this video, I walk through why I’m not budgeting in 2026 — I’m running my money like a system. The Paycheck to Portfolio approach isn’t about restricting spending. It’s about deploying capital earlier, building equity and cash flow, and compressing a multi-decade retirement curve into a much shorter window. Here’s what I cover step by step: ✅ 100% of my W-2 income flows directly into my brokerage ✅ I invest into 3 buckets: Growth, Closed-End Funds, and High-Yield ✅ I split my paycheck 50% Growth and Closed-End Funds, 50% High-Yield ✅ Dividends cover expenses while margin bridges cash flow to protect compounding ✅ I target 50% equity or higher as my risk guardrail, using put options for protection ✅ I show gross vs net portfolio, real returns, dividends, and balance-sheet tracking ✅ I walk through a simple Excel calculator: cash vs leftovers vs fully invested This isn’t about getting rich overnight. It’s about building a life with more time, more margin, and more room to be present with the people you love. If you’re trying to escape the rat race, replace your paycheck with dividend and portfolio cash flow, or accelerate your journey to financial independence, this video will give you the exact framework. ⏱️ Chapters 00:00 – Merry Christmas + Not Budgeting in 2026 00:13 – What Paycheck to Portfolio Means (System Instead of Budgeting) 01:40 – Portfolio Update: Net Value, Dividends, Returns 03:13 – Historical Values: Living Out of the Brokerage 05:23 – Dividend Projections and the $100K Dividend Goal 06:09 – Gross vs Net Portfolio (House Analogy) 07:26 – Excel Calculator: Cash vs Leftovers vs Fully Invested 09:05 – Why Cash Erodes Over Time 11:22 – Fully Invested Compounding Explained 13:51 – The Paycheck to Portfolio Freedom Gap 15:30 – Survey Q&A (Structure, Taxes, Margin, Mindset) 16:15 – My 3-Bucket Structure Explained (50/50 Split) 18:24 – Margin Risk Rules and Equity Management 24:06 – How I Evaluate High-Yield Funds Using Total Return 25:26 – Cornerstone Rights Offering Notes 26:02 – Wrap Up and Next Steps 🔥 Resources 🔥 Free Starter Kit and Simple FIRE Calculator 👉 https://paycheckportfolio.gumroad.com... 💬 Join the Private Discord and Membership 👉 https://paycheckportfolio.gumroad.com... 📞 Book a 1-on-1 Strategy Call 👉 https://paycheckportfolio.gumroad.com... 🧤 White Glove Setup and Personal Coaching 👉 https://paycheckportfolio.gumroad.com... 🧠 Key Takeaways • Time is the most valuable currency — front-load your investing years • Margin isn’t the goal — it’s a bridge that keeps compounding uninterrupted • Dividends and equity growth can replace a paycheck • Treat your brokerage like a business, not a savings account • Cash flow is about freedom, not quitting overnight ⚠️ Disclaimer This video is for educational purposes only and reflects my personal experience. Nothing shared here is financial, tax, or investment advice. Always do your own research. #PaycheckToPortfolio #FIREstrategy #financialfreedom #passiveincome #dividendincome #margininvesting #closedendfunds #CLM #CRF #GOF #coveredcallETFs #9to5escape #howtoleavethe9to5 #financialindependence #dripatNAV #wealthbuilding #investingforincome #cashflowstrategy #monthlydividends #reinvestyourpaycheck #velocityinvesting #fulltimeinvesting