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A new Social Security rule takes effect on January 1, and many seniors could be impacted if they don’t prepare. In this video, I explain what the rule change is, who it applies to, and the simple step you should take to avoid surprises. I focus on official guidance, timelines, and practical implications so viewers can understand what’s changing — clearly and calmly — without hype or confusion. Keywords: Social Security new rule January 1, Social Security rule change 2026, Social Security updates for seniors, Social Security changes this year, Social Security new rules explained, Social Security benefits update, Social Security payment rules, Social Security requirements January 1, Social Security check changes, Social Security SSA update, Social Security retirement rules, Social Security income changes, Social Security eligibility update, Social Security filing rules, Social Security rules for retirees, Social Security benefits changes 2026, Social Security payment schedule update, Social Security COLA rules, Social Security Medicare impact, Social Security warning seniors ⚖️ Disclaimer: This video contains commentary and opinion based on publicly available information, official Social Security Administration updates, and reputable news reporting. It is not financial, legal, or retirement advice and does not guarantee individual outcomes. Rules and benefits may vary by personal situation. Viewers are encouraged to consult official SSA resources or a qualified professional for guidance specific to their circumstances. This channel complies with YouTube’s monetization policies, fair-use guidelines, and responsible reporting standards. Hashtags: #SocialSecurity #SocialSecurityUpdate #SeniorBenefits #RetirementNews #SSA