Could East West Bancorp Be a Core Regional Bank Holding? скачать в хорошем качестве

Could East West Bancorp Be a Core Regional Bank Holding?

Is East West Bancorp a core holding for regional bank investors? Analysts call it a high-quality niche bank with sticky deposits and diversified fees — but valuation, China exposure, and succession risk limit upside. Why EWBC’s Chinese-American corridor focus and China banking license drive sticky, low-cost deposits and FX/trade fee income. Recent momentum: assets +7% YoY, loans +5% YoY, deposits +8% YoY — outpacing many peers covered on the show. Management: Dominic Ng’s long tenure is a major strength; succession planning is a material investor watch item. Financials: strong net interest margins, rising fee diversification, and a conservative credit posture (higher reserves, very low net charge-offs). Valuation & returns: trading near ~1.6x book with about a 2% dividend; analysts forecast modestly market‑beating returns (~10–15% annually). Key risks to monitor: geographic concentration (CA/NY), China/regulatory exposure, succession risk, and limited margin of safety versus cheaper regional alternatives. ------------------------------------------------------------------------ This video is brought to you by The Motley Fool. Visit https://fool.com/Invest to get access to this special offer. The Motley Fool Stock Advisor returns are 991% as of 12/8/2025 and measured against the S&P 500 returns of 195% as of 12/8/2025. Past performance is not an indicator of future results. All investing involves a risk of loss. Individual investment results may vary, not all Motley Fool Stock Advisor picks have performed as well. ------------------------------------------------------------------------