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Leasehold ownership can be confusing—but understanding it is critical if you own (or are thinking of buying) a flat or a leasehold house in the UK. In this video, I break down what leasehold means, how it compares to freehold, and why the length of your lease can drastically impact your property’s value and mortgage options. We’ll cover the practical steps for extending a short lease, including what to do if your freeholder cannot be found. I’ll also explain the government’s proposed leasehold reforms and tackle one of the biggest questions leaseholders ask: Should you extend your lease now, or wait and hope for change? According to the Leasehold Knowledge Partnership, almost 5 million homes in England are leasehold—so this is an issue that affects millions of owners. Covered in 7 Key Sections: What is Leasehold? Leasehold vs Freehold What is a Short Lease? How to Extend a Short Lease Extending a Lease if the Freeholder Can’t Be Found Pending Possible Changes to Leasehold Should I Wait to Extend My Lease? Mortgage Disclaimer: This video is for information and education only. It is not financial, legal, or accounting advice. Always seek professional advice from a qualified adviser before making mortgage or property decisions. Your home may be repossessed if you do not keep up repayments on your mortgage.