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💡Which is the better choice? In this Investment Lending Series episode, David Thomas breaks down one of the most common questions investors ask: “Should I buy a house or a unit?” The real answer isn’t about price or yield, it’s about risk, cash flow, serviceability, and the specific property in front of you. Dave unpacks how lenders actually assess houses vs units, why some units outperform houses (and vice versa), which features boost your borrowing power, and what to avoid so you don’t get stuck with an asset banks refuse to touch. By the end, you’ll understand how to choose the right property for your strategy, not just the right property type. You’ll learn: How banks assess houses vs units differently Why do some units have stronger net returns than houses The key risks lenders dislike (high-density, micro-units, big strata, etc.) How land content really affects future capital growth What properties maximise your borrowing capacity The “sweet spot” asset profile most investors should aim for Chapters: 00:00 Introduction 01:02 What lenders care about when it comes to houses or units 01:53 What lenders love about the two asset classes 03:54 Which is better from a debt-servicing point of view 05:47 Attributes to look for in a house or a unit 09:12 How do you choose which one is best 📊 Topics covered houses vs units, property investing Australia, rental yield, capital growth, servicing, investment lending strategy, Trilogy Funding, Dave Thomas 📅 Book a strategy session with Dave https://calendly.com/trilogy-funding/... 📘 Free tools & guides → Equity Access Blueprint: https://www.trilogyfunding.com.au/equ... → eBook: Funding Strategies for Growth-Oriented Investors https://www.trilogyfunding.com.au/fre... → Advanced Investors Report https://www.trilogyfunding.com.au/adv... → eBook: Four Excuses Banks Use https://www.trilogyfunding.com.au/the...