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Topics: 1. Awareness of the Signs of Decreasing Independence: Having A Conversation with Aging Parents As parents age, changes in health, behavior, and daily functioning can signal a loss of independence. Adult children and caregivers should be observant and proactive—recognizing early warning signs before a crisis occurs. Maintaining open communication, ensuring safety, and balancing respect for autonomy are key. This outline provides guidance for assessing independence, identifying red flags, and exploring appropriate care and living options. 2. Legal & Estate Planning: Key Considerations for Seniors and Their Families Without the right planning, families often face expensive, time-consuming court processes and unexpected costs for legal fees, caregiving, and disputes. Proactive estate and incapacity planning helps reduce stress, avoid unnecessary court oversight, and ensures your wishes are honored. 3. Aging in Place In Your Own Home Aging in place means remaining safely and comfortably in one's own home as long as possible while maintaining independence and quality of life. We will explore the essential components that make successful aging in place possible—social connection, home maintenance and safety, in-home care, nutrition, transportation, medication management, and support for activities of daily living (ADLs). Understanding these elements helps individuals and families plan proactively to support well-being, dignity, and peace of mind. 4. Finding and Moving Into Supported Living: Independent Living, Assisted Living, and Memory Care One of the biggest decisions older adults and families face is when and how to transition from living at home to a more supportive environment. Whether it's to simplify life, get extra help, or ensure safety and companionship, the process can feel overwhelming. We'll walk through how to find the right supported living community from — Independent Living to Assisted Living and Memory Care — and how to manage the move itself with the right team of professionals. 5. Using Equity in Your Home to Pay for Care As the costs of long-term care continue to rise, many older adults and families are exploring ways to use home equity to fund in-home assistance, assisted living, or medical expenses. This presentation explains what home equity is, outlines the main financial options for accessing it, and discusses the benefits, risks, and considerations involved. By understanding these choices, individuals can make informed decisions that protect both their care needs and financial security.