NPSB BEFTN RTGS Bank to Bank Fund Transfer | দ্রুত ব্যাংক থেকে ব্যাংক এ টাকা ট্রান্সফার | Online скачать в хорошем качестве

NPSB BEFTN RTGS Bank to Bank Fund Transfer | দ্রুত ব্যাংক থেকে ব্যাংক এ টাকা ট্রান্সফার | Online

NPSB BEFTN RTGS Bank to Bank Fund Transfer | দ্রুত ব্যাংক থেকে ব্যাংক এ টাকা ট্রান্সফার | Online NPSB BEFTN RTGS এর মাধ্যমে টাকা ট্রান্সফার। ============================== Video Description: Payment and settlement systems are the means by which funds are transferred among financial institutions, businesses, and individuals and are considered to be the critical factor for proper functioning of country's financial system. With the mandate of Bangladesh Bank Order 1972, Payment Systems Department (PSD) endeavors for promoting new payments, clearing and settlement systems to ease financial transactions ensuring circulation of money in the economy and also enforces new rules regulation to facilitate payment systems innovation in the country. Established in 2012, Payment Systems Department’s core objective includes establishing modern and efficient interbank payments, clearing and settlement system. In parallel, the department looks after the Law, regulation, licensing and oversight of the payment systems. This video explains other bank fund transfer 1. National Payment Switch Bangladesh (NPSB) 2. Bangladesh Electronic Funds Transfer Network (BEFTN) 3. Real Time Gross Settlement System (RTGS) National Payment Switch Bangladesh (NPSB) Operational since 2012, NPSB is meant for establishing interoperability among participating banks for their account and card based transactions. Currently, it caters interbank Automated Teller Machines (ATM), Point of Sales (POS) and Internet Banking Fund Transfer (IBFT) transactions while the Mobile Financial Services interoperability is under active consideration. 53 Banks are now interconnected through NPSB for their ATM transactions. Currently, four types of interbank ATM transaction (i.e. cash withdrawal, balance enquiry, fund transfer and mini statement) could be done through NPSB. As of October 2021, 53 banks are interoperable for POS transactions and 30 banks are interconnected for their IBFT transactions. There are different limits for individual and institutional IBFT transactions. For individual, the maximum value of each transaction is 3,00,000 taka and the frequency is maximum 10 times a day and not more than 10,00,000 taka per day. For corporate, limit has been set on each transaction as 5,00,000 taka and maximum frequency as 20 times a day and 25,00,000 taka per day. It is mandatory for the participating banks to ensure Two Factor Authentications (2FA) for any online/e-commerce/interbanking/card not present transactions. NPSB Enabled Banks for IBFT: https://www.bb.org.bd/fnansys/payment... NPSB: https://www.bb.org.bd/aboutus/dept/ps... Bangladesh Electronic Funds Transfer Network (BEFTN) Incepted in February 2011, BEFTN was country's first paperless electronic inter-bank funds transfer system. It facilitates both credit and debit transactions, as a lead over cheque clearing system. This network can handle credit transfers such as payroll, foreign and domestic remittances, social security payments, company dividends, bill payments, corporate payments, government tax payments, social security payments and person to person payments. At the same way it accommodates debit transactions like utility bill payments, insurance premium payments, Club/Association payments, EMI payment etc. Most of Govt. salary, social benefits, all social safety net payments and other government payments are processed through BEFTN. BEFTN: https://www.bb.org.bd/aboutus/dept/ps... Operational https://www.bb.org.bd/aboutus/regulat... Real Time Gross Settlement System (RTGS) To facilitate real time settlement of high value time critical payments BB introduced Bangladesh Real Time Gross Settlement (BD-RTGS) system during October 2015. It opened a new dimension for the banks and for the corporate to settle their payments instantly, at the same time individual customers are also availing this service for settling their large value transactions. As of October 2021, more than 10810 online branches of the schedules banks are connected with BD-RTGS system and the number is increasing gradually. RTGS: https://www.bb.org.bd/aboutus/regulat... All Payment Systems: https://www.bb.org.bd/en/index.php/fi... #npsb, #BEFTN, #payments #fundtransfer #bangladeshbank #rtgs #cardpayment #instanttransfer #otherbanktransfer