Financially Unbreakable Episode 2 скачать в хорошем качестве

Financially Unbreakable Episode 2

Welcome to Episode 2 of Financially Unbreakable. Hosted by Brian Quaranta, with a rotating cast of financial advisors from Secure Money Advisors—Ben Lewis, Michael Diulis, and Niel Mager—this episode tackles one of the biggest retirement fears: running out of money. With pensions disappearing and more retirees trying to recreate a paycheck using the market, many people reach retirement with savings… but no actual income strategy. We break down why that creates constant uncertainty (and why it often leads to either overspending or underspending), plus how building a real income plan can give you something most retirees are missing: clarity and permission to spend. In this episode, we cover: Why the “three-legged stool” broke when pensions disappeared The difference between a retirement “salary” and a market “commission check” Why withdrawing from volatile accounts can derail compounding and recovery What big-box firms often get wrong with cookie-cutter planning How guaranteed income tools can fit as one piece of a full plan Why tax planning matters—and how ignoring it can create an RMD tax bomb