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Are 50-year mortgages and portable mortgages the future of home affordability? In this video, We explain how a 50-year mortgage works, why lenders are exploring longer loan terms, and how a portable mortgage allows buyers to move without giving up a low interest rate. These emerging mortgage options could dramatically change how buyers think about affordability, monthly payments, and long-term homeownership. We break down: • What a 50-year mortgage is (and how it compares to a 30-year loan) • The pros and cons of extended-term mortgages • How a portable mortgage works when you move • Who these mortgage options may benefit most • Potential risks buyers should understand With housing affordability becoming a major challenge, understanding new mortgage structures is critical for today’s buyers, sellers, and real estate professionals. If you’re a first-time buyer, move-up buyer, or planning long-term homeownership, this video will help you make smarter, more informed decisions. 👍 Like the video if this was helpful 📩 Subscribe for real-world real estate education 💬 Comment with questions you want covered next