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Did you know your Kentucky or Indiana car accident settlement can get discounted based on what happens in the first few days after the wreck, not just what happened in the wreck? A lot of people assume that if they stay polite, answer questions, and cooperate, the claim will work itself out fairly, but the process rewards a clean timeline and consistent documentation more than good intentions. Here’s the overlooked truth: claims don’t get paid based on what you meant, they get paid based on what can be proven on paper and tied to the crash, which is why small choices can quietly create big friction later, especially: • A recorded statement that locks you into wording before you have the full picture • A delay in getting checked out that creates gaps in the timeline • A broad medical release that invites scrutiny you did not expect • A social post that gets interpreted without context The goal is to protect the record early by tightening the timeline and removing avoidable confusion, which usually means getting evaluated sooner than you think you need to, documenting symptoms clearly, slowing down on recorded statements and routine-looking forms, and keeping your public footprint quiet while the claim is open, and our office has spent decades helping people across Kentucky and Indiana do this calmly so they don’t get pushed into a decision before they have the full picture. If you were hurt in a crash in Kentucky or Indiana and the insurance company has already reached out, call us for a free consultation. We will walk through what happened and help you make the next move with clarity. And do not wait too long. Once paperwork gets signed, it is hard to rewind. Call 502-222-2222. You can count on the colonel.