Why I Quit Retail to Become a Broker скачать в хорошем качестве

Why I Quit Retail to Become a Broker

Are you being denied for a home loan or quoted high rates? Here is why we left the retail banking model to start an independent mortgage brokerage—and what it means for your wallet. IN THIS VIDEO: I share the behind-the-scenes story of why I walked away from a retail branch management position in 2018. We were facing two major problems: corporate "top-down" interest rates that were higher than the market, and strict underwriters who were rejecting simple loans. I break down the massive difference between "Retail" (working for one bank) and "Wholesale" (working for you). As a broker, we now have lenders competing for your business, which means lower rates, faster closings, and less red tape. If you want to achieve the American Dream without the corporate banking headaches, this video explains how the wholesale model works. TIMESTAMPS: 00:00 The Retail Mortgage Trap (Top-Down Control) 00:36 The Problem: High Rates & Strict Underwriters 01:23 The Breaking Point: Losing Easy Loans 02:18 Making the Switch: From Retail to Broker 02:48 Retail vs. Wholesale: The Real Difference 03:33 Why the Industry is Hopping Again 04:08 CTA: Achieving Your Financial Freedom wholesale mortgage rates, independent mortgage broker, home loan approval tips, retail mortgage explained, lower interest rates. #MortgageBroker #RealEstateTips #HomeFinance