When to Transfer RMD In-Kind Investments? скачать в хорошем качестве

When to Transfer RMD In-Kind Investments?

Question: (Gus, Philadelphia) Hi Joe & Al, Great show… been listening for about 2 years. My dad is 92 years young and has been taking his RMD’s as required. He doesn’t need the money so he transfers his investments “in kind” from his IRA to his brokerage account. Our question is given that he transfers his RMD “in kind” when is the best time of the year to make the transfer? His vehicle of choice over the years has been preferred stocks as he enjoys the dividends, typically 4-6% as well as the guard typed minimum $25 redemption value. He only invests in blue chip preferred's with little risk of bankruptcy. Listen to the full episode: https://bit.ly/ymyw-363 Download the Retirement Blind Spots Guide: https://purefinancial.com/white-paper... Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive #retirement planning services and tax-optimized investment management to thousands of people across the nation. Schedule a free assessment with any one of our experienced financial professionals: https://purefinancial.com/lp/free-ass... Subscribe to our YouTube channel: http://bit.ly/YMYW-YouTube Office locations: https://bit.ly/PureLocations Ask Joe & Big Al On Air: https://purefinancial.com/ymyw/ask-jo... Subscribe to our YouTube channel: http://bit.ly/YMYW-YouTube Subscribe to the Your Money, Your Wealth® podcast: https://lnk.to/ymyw IMPORTANT DISCLOSURES: • Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor. • Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. • Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. • Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. • All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated. • Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors. CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification. CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.