Will Mortgage Rates Fall in 2026? UK Base Rate & Market Update скачать в хорошем качестве

Will Mortgage Rates Fall in 2026? UK Base Rate & Market Update

⭐️ Book your FREE call with me today - https://www.samfoxmortgageexpert.co.uk ⭐️ What’s Really Happening with UK Mortgage Rates Right Now? Mortgage rates and the Bank of England base rate are closely linked but it’s not as simple as “base rate goes down, your mortgage gets cheaper.” Lenders also price in their own costs, risks, and wider market conditions, which is why recent moves in the industry haven’t always lined up with expectations. In this video, I’ll break down: 👉 Why mortgage rates have been so volatile over the past couple of years and what’s driving recent changes. 👉 Where rates sit right now compared to previous highs, and whether lenders are finally starting to ease up. 👉 Who actually benefits most from falling rates (tracker and SVR borrowers vs those on fixed deals). 👉 Why rates might not fall as quickly as some hope, with inflation, economic uncertainty, and global pressures keeping things sticky. We’ll also look at what this means for you as a borrower, whether you’re on a variable deal and seeing savings already, on a fixed rate preparing for renewal, or a first-time buyer hoping to lock in a deal. Timecodes: 00:00- RATES ARE DROPPING 00:45- WHAT AFFECTS INTEREST RATES? / BOE BASE RATE 02:10 - LENDER COMPETITION 03:10- WHATS HAPPENING TO INTEREST RATES? 04:29- WHO BENEFITS FROM RATE DROPS? 05:35 - WHAT WILL RATES BE AT THE END OF THE YEAR? 06:20- WHAT DOES IT MEAN FOR YOU? 07:10 - SWAPPING FOR THE BEST RATE FIRST TIME BUYER HELP 🏡⬇️ FREE First Time Buyer Guide - https://ukmc.co.uk/advice-hub/ FREE Credit Report - https://ow.ly/SuN250SkGSY Credit Report Disclaimer ✅ Download your FREE Credit Report for 30 days – cancel online at anytime! £14.99 after for 30 day trial. Affiliate link. UK Mortgage Centre Limited is an Appointed Representative of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm number 1019794. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The Financial Conduct Authority does not regulate will writing and taxation and trust advice. You may be charged a fee for your advice. A typical fee is £495, which would be payable when you receive your mortgage offer. Your dedicated advisor will discuss this further on your free initial phone call. Registered company number: 15825320