TIAA Traditional - I Have No Heirs: Lifetime Income or 10yr TPA? скачать в хорошем качестве

TIAA Traditional - I Have No Heirs: Lifetime Income or 10yr TPA?

I have no heirs to leave money to. Should I initiate a lifetime income or select the 10yr TPA option for my Traditional monies? #tiaatraditional #tiaa #tiaaa In this video, Greg Shepard of S&A Financial Services dives into an important decision many TIAA participants face: Should you choose lifetime income or a 10-year TPA (Transfer Payout Annuity) if you have no heirs? Whether you're single or married with no children, family, or charitable goals, this scenario requires a strategic approach. Key points covered include: Lifetime Income Option: Best for those seeking fixed payments during retirement. Single life annuities can maximize payments but leave no funds behind after death. Greg’s recommendation: Limit lifetime income to no more than 40% of total assets. 10-Year TPA Strategy: A more flexible option that maintains liquidity. Payments can be rolled over to an IRA, providing control over investment strategies and access to funds. Factors to Consider: Age at retirement, payout rates, and inflation protection. Pros and cons of combining lifetime income with IRA strategies for diversified income sources. This video is packed with insights to help you navigate this complex decision. If you have specific questions or need help understanding your TIAA options, feel free to reach out to Greg using the contact information below. =========================== Make sure to connect w/ us ➡ https://tiaasimplified.com 🔔 Make sure to subscribe here to get notifications of future videos @TIAAsimplified 📆 Jump on my calendar to see how we can simplify your TIAA life.... (copy & paste) https://calendly.com/greg-safinancial... 🎤 Explore the Podcast    • TIAA Simplified Podcast   email: [email protected] 913-521-2381 Disclosure S&A Financial Services, Inc. is a registered investment advisor. Content presented is for informational purposes only and should not be considered as investment advice or as an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Always consult with your tax advisor or attorney regarding your specific situation.