Roth vs Traditional IRA: The Tax Bracket Mistake Most People Make скачать в хорошем качестве

Roth vs Traditional IRA: The Tax Bracket Mistake Most People Make

Most investors are told to choose between a Traditional IRA (pre-tax) or a Roth IRA (after-tax)—but very few understand how tax brackets, bracket creep, and future income growth affect that decision. In this video, we break down: The real difference between Traditional vs Roth IRAs How progressive tax brackets actually work Why “succeeding” financially can push you into higher taxes When paying tax today may make more sense than paying later Roth eligibility limits and what people should know about Backdoor Roth strategies How today’s tax rate vs tomorrow’s tax rate changes everything Many people assume they’ll be in a lower tax bracket in retirement—but what if they’re wrong? This conversation helps you understand how to think through IRA choices before bracket creep turns into a tax surprise. If you want to make smarter, more intentional decisions about retirement taxes, this is a must-watch.