How Index Annuities Really Work (Caps, Participation Rates & Illustrations Explained) 📈👀 скачать в хорошем качестве

How Index Annuities Really Work (Caps, Participation Rates & Illustrations Explained) 📈👀

Index annuities can look incredible on paper… but do you really understand how caps, participation rates, and illustrations actually work? 🤔📈 In this video, we break down: • Cap rates vs participation rates • Why illustrations don’t always match reality • What “renewal rate integrity” really means • Why random indexes can show huge returns (but rarely deliver long term) • How to properly set client expectations If you’re an agent, this will help you avoid awkward annual reviews and protect your credibility. 💼🔥 If you’re a consumer, this will help you ask smarter questions before committing to a surrender schedule. 📝 Education over hype. Always. 🎯 Agents: Check out Annuity Producers for live training and national events. 🚀 🔗 https://www.annuityproducers.com/ 🔗 https://www.annuityproducers.com/live... 🔗 https://www.annuityproducers.com/live... Consumers: Reach out if you’d like help finding a vetted fiduciary-focused advisor. 🤝 🔗 https://www.snarrinsurance.com/ Disclosure & Disclaimer: This content is for educational and informational purposes only and is not intended as financial, legal, tax, or investment advice. I am not acting as a fiduciary, CPA, tax advisor, or attorney. Always consult with your own licensed financial advisor, tax professional, or attorney before making any financial decisions. I am not affiliated with, endorsed by, or acting on behalf of the Social Security Administration, Medicare, the U.S. government, or any other government agency. Any references to government programs are for educational purposes only. Opinions expressed are my own and are based on general principles, which may not apply to your individual situation. All financial products involve risk, including the potential loss of principal. Past performance is not a guarantee of future results. Insurance and financial product availability, features, and guarantees vary by carrier and state. Guarantees, if any, are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Viewers are encouraged to conduct their own independent due diligence before purchasing any financial or insurance product. Nothing contained in this content constitutes an offer, solicitation, or recommendation to buy or sell any specific product or security. By viewing this content, you acknowledge that you are solely responsible for your financial decisions.