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Jeremy Potter and Sasha Stair sit down with Xactus President Shelley Leonard for a timely breakdown of today’s credit landscape. They unpack rising credit fees, the evolving credit report ecosystem, and what lenders should expect in 2026 as FICO pricing and credit score policy shifts become some of the industry’s most hotly debated topics. Now Next Later is a show that challenges assumptions in housing finance to foster innovation and adaptation. We aim to uncover better solutions to industry challenges by offering fresh perspectives and insightful questions. Join us weekly for expert insights on product development, go-to-market strategies, data analytics, and innovation. Founded by industry veteran Rob Chrisman, the Chrisman Commentary is your trusted source for mortgage industry insights and updates. Whether you're a mortgage broker, lender, investor, or industry enthusiast, Chrisman Commentary will keep you informed and ahead of the curve in this dynamic and ever-evolving industry. Join our community and stay on top of the latest trends in mortgage lending. #ChrismanCommentary #Nownextlater #MortgageRates #HousingMarket #MortgageIndustry