How I budget my £39k NHS salary in 2025 | Fixed expenses, sinking funds, savings, investment, etc! скачать в хорошем качестве

How I budget my £39k NHS salary in 2025 | Fixed expenses, sinking funds, savings, investment, etc!

Happy New Year everyone! 😊 This video is different from my usual vlogs - it’s a talking video! It’s my first chatty video so please bear with me… I’m still getting used to the camera! 😅 I wanted to talk about something close to my heart… and that is personal finance. I know money is still a bit of a taboo topic but I hope to create an honest and safe space where we can comfortably talk about money. I’ll be sharing with you how I budget my money: from my fixed expenses, sinking funds, savings, investment to my guilt-free money! I hope you enjoy the video and find it helpful in some ways, thanks again for being here! 🤗 Chapters 0:00 Intro 1:05-1:29 Work background 1:30-1:39 Monthly take home pay 1:40-2:49 NHS pension contribution 2:50-3:00 Overview of video, conscious spending plan 3:05-3:12 Personal finance book recommendation 3:13-6:55 Monthly fixed expenses 6:56-8:10 Sinking funds 8:11-8:54 Emergency funds 8:55-9:58 Investment 9:59-10:46 Guilt-free money 10:47-10:58 Outro