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Podcast with Mr. Ankit Madaan | Bank Merger in India | Govt Planning to Merge Banks | Impact on Customers, Middle Class, Rich & Economy (Our insta page - https://www.instagram.com/replenish_e...) Welcome to an in-depth conversation with Mr. Ankit Madaan on one of the most talked-about financial topics in India — Bank Merger in India, Public Sector Bank Consolidation & Future of Indian Banking. In this episode, we discuss: 🔹 Why the Government is planning to merge banks — From SBI merger history (SBI + Bharatiya Mahila Bank + Associates) to today’s news about reducing PSBs from 12 to 4 by FY27. 🔹 The real reasons behind bank consolidation — efficiency, global competitiveness, stability, and stronger balance sheets. 🔹 What benefits and disadvantages bank mergers bring — including customer service changes, risks, and economic impact. 🔹 How the bank merger will affect the middle class, lower income groups, and the rich — loans, interest rates, job security, and financial inclusion. 🔹 Employee impact — job pressure, transfers, and what happens after a merger. 🔹 Will bank mergers solve NPA (Non-Performing Assets)? Or are deeper reforms needed? 🔹 Rural & Cooperative Bank mergers — like Saraswat Co-op Bank takeover and other RRB changes. 🔹 Why foreign banks want to invest in India — global interest, market potential, and opportunities. 🔹 Future outlook — Vision 2047, mega banking champions, and global banking goals. Big Business Man takes loan from Banks Big Banks Invest in India Corporate Banking 👉 Whether you are a student, investor, job seeker, customer of SBI or any public/private bank, business owner, or curious citizen, you will get clear answers to all your questions about the bank merger in India, government bank consolidation plan, impact on economy, and what to expect next. 🔥 Watch NOW to understand – 📌 “Bank Merger India Explained” 📌 “Public Sector Bank Merger Benefits & Risks” 📌 “How Bank Merger Affects Middle Class & Rich in India” 📌 “Why Foreign Banks Are Investing in India” 👍 Don’t forget to Like, Share, Comment & Subscribe for more deep dives into economics, finance & policy discussions! Follow our Instagram Page - Replenish Education