The Agent Investor Episode 29: The SBA 504 Loan Breakdown with Dennis Breitrick скачать в хорошем качестве

The Agent Investor Episode 29: The SBA 504 Loan Breakdown with Dennis Breitrick

The Agent Investor Episode 29: The SBA 504 Loan Breakdown with Dennis Breitrick In Episode 29 of The Agent Investor, we sit down with Dennis Breitrick of BDC Capital to break down the SBA 504 loan program and why it’s such a valuable tool for owner occupied commercial real estate. Dennis explains how the common structure works, why the lower down payment can help business owners conserve cash, and how the long term fixed rate portion brings stability and predictability to monthly payments. We also dig into what qualifies as owner occupied, including the 51 percent occupancy requirement and how tenants can still be part of the plan. Dennis walks through real world use cases like purchasing a building, ground up construction, property expansions, leasehold improvements, and equipment financing. We cover when down payments may increase, such as with startups or certain special use properties, and why self storage can still qualify when the business is actively managed. To close out the conversation, Dennis outlines what the application process looks like from start to finish and what typically impacts the timeline to closing. We also touch on recent program updates and potential changes that could make the SBA 504 program even more flexible, along with practical advice for business owners on how to prepare early and build the right team before a purchase is under contract. Connect with our Guest: Website: https://www.bdcnewengland.com/ LinkedIn:   / dennis-breitrick-9022b39   Connect With Brandon Rush: Website: www.BrandonRushAgent.com Facebook: https://bit.ly/RushFacebookRE LinkedIn: https://bit.ly/Rushlinkedin Instagram: https://bit.ly/Rushinstagram