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Have SOPs you want to automate? Book a 20min free automation strategy call with me: https://cal.com/adrianmahdian/20min * 12 months of salary is solid with Umowa O Prace Umowa O dzielo did not work for me... NO USD and EUR... YOU NEED a Polish based salary and paying POLISH taxes in most cases FORGET about loan to future rental income Get in touch [email protected] Timecodes: 0:00 - Can Foreigners Get Mortgages in Poland? Quick Answer 0:13 - Host's Real Estate Portfolio Background 🏘️ 0:29 - Employment Contract Requirements (UMoP vs Temporary) 0:50 - Polish LTV Ratios: Reality vs Expectations 1:14 - The BRRRR Strategy Challenges in Poland 1:34 - Practical Advice for Contract Types 2:12 - Polish Refinancing Rules Explained 2:35 - Polish Real Estate Market Analysis 3:15 - Property Valuation Reality Check 3:43 - Investment Alternative: Cash Buying in Warsaw 4:14 - Romanian Market Alternative 4:45 - Foreign Buyer Property Rights 5:19 - Foreign Income Considerations 5:48 - USD/EUR Loan Rates Explained 6:08 - Finding Reliable Mortgage Brokers 👋🏼 Hey, it’s Adrian, your insider Real Estate investor based in Warsaw Poland. 🏦If you are interested in real estate investing, consider subscribing, I post weekly videos sharing local knowledge on my channel. 🔗 ☎️ Usefull Links: 1. Join our private Warsaw Real Estate Investing Club (WREIC) on Facebook: / warsaw.real.estate.investing Financial DISCLAIMER: We are not financial advisors. The content on our YouTube videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! Legal Disclaimer: The information provided on this video does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this video are for general informational purposes only. Information on this video may not constitute the most up-to date legal or other information.