Why Homeowners And Renters Are Struggling In The U.S. | CNBC Marathon скачать в хорошем качестве

Why Homeowners And Renters Are Struggling In The U.S. | CNBC Marathon

With increasingly high rental prices, insurance companies dropping coverage, and overly restrictive Homeowners Associations (HOAs), Americans face a multitude of challenges on the path to homeownership. CNBC Marathon explores how the rise of HOAs, the climate crisis, and limited housing supply affect living in the U.S. More than 80% of newly-built single-family homes sold in 2022 belonged to an HOA, according to the U.S. Census Bureau. HOAs tout themselves as a value-add to homeowners, specifically when it comes to maintaining high property value, but not everyone is pleased with HOAs. Fifty-seven percent of homeowners surveyed said they disliked living in an HOA with more than 3 in 10 homeowners saying they feel like the HOA has too much power. Many homeowners in the U.S. are losing their home insurance policies. Major insurers like State Farm and Allstate are no longer offering new policies in California. State Farm attributes this to increased wildfire risk, inflation and other challenges in the region. Louisianan and Floridian homeowners are facing similar issues due to flood risk. RealPage software is used to set rental prices on 4.5 million housing units in the U.S. A series of lawsuits allege that a group of landlords are sharing sensitive data with RealPage, which then artificially inflates rents. The complaints surface as housing supply in the U.S. lags behind demand. Some of the defendant landlords report high occupancy within their buildings, alongside strong jobs growth in their operating regions and slow home construction. Chapters: 00:00 Introduction 00:51 How Homeowners Associations Took Over American Neighborhoods (Published October 2023) 14:38 Why Americans Are Suddenly Losing Their Home Insurance (Published February 2024) 27:45 Why Renters Are Taking Landlords To Court In The U.S. (Published February 2024) Produced by: Charlotte Morabito, Lindsey Jacobson, Carlos Waters Additonal Camera by: Charlotte Morabito, Juhohn Lee, Mark Licea Additional Color Correction: Mark Licea Editorial Support: Juhohn Lee, Jack Hillyer Animation: Christina Locopo, Jason Reginato, Andrea Schmitz Supervising Producer: Lindsey Jacobson Additional Editing: Emily Rabbideau Additional Footage: Getty Images, Jewel Inostroza, Jessica Navas, Darlene Tucker, RealPage Additional Sources: State Farm, U.S. News & World Report, Insurance Information Institute, U.S. Bureau of Labor Statistics, 20for20 Multifamily Consulting, AvalonBay Communities, Bozzuto, U.S. Bureau of Labor Statistics, Camden Property Trust, CourtListener, U.S. District Court Middle District of Tennessee, Equity Residential, Federal Reserve Bank of St. Louis, U.S. Judicial Panel on Multidistrict Litigation, National Multifamily Housing Council, New York Stock Exchange, Stargate Partners, U.S. Department of Justice, Office of Sen. Elizabeth Warren, Redfin, Reuters » Subscribe to CNBC: https://cnb.cx/SubscribeCNBC » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more. Want to earn more money at work? Take CNBC’s new online course How to Negotiate a Higher Salary. Expert instructors will teach you the skills you need to get a bigger paycheck, including how to prepare and build your confidence, what to do and say, and how to craft a counteroffer. Register now and use coupon code EARLYBIRD for an introductory discount of 50% off through Nov. 26, 2024: https://cnb.cx/4f4s3rZ Connect with CNBC News Online Get the latest news: https://www.cnbc.com/ Follow CNBC on LinkedIn: https://cnb.cx/LinkedInCNBC Follow CNBC News on Instagram: https://cnb.cx/InstagramCNBC Follow CNBC News on Facebook: Follow CNBC on Threads: https://cnb.cx/threads Follow CNBC News on X: https://cnb.cx/FollowCNBC Follow CNBC on WhatsApp: https://cnb.cx/WhatsAppCNBC #CNBC #RealEstate #Homeowners Why Homeowners And Renters Are Struggling In The U.S. | CNBC Marathon