Is the 4% Rule Dead? 8 Personal Finance Rules of Thumb Explained скачать в хорошем качестве

Is the 4% Rule Dead? 8 Personal Finance Rules of Thumb Explained

998. How much do you really need to retire? Should you always buy term life insurance? In episode 998, Money Girl Laura Adams audits 8 popular financial rules of thumb to see if they hold up in today’s economy. What you’ll learn: • The Rule of 72: How to calculate when your money will double. • The DIME Method: A smarter way to calculate life insurance than "10x your income." • Emergency Fund Math: Why 3 months might not be enough for you. • Investing Allocations: Why "100 minus your age" is likely too conservative for 2026. • Retirement Readiness: Understanding the "Multiplier of 25" and the 4% withdrawal rule. Don't follow a rule just because it's famous—follow it because it works for your life. Find a transcript (https://money-girl.simplecast.com/epi...) here.  Have a money question? Send an email to money@quickanddirtytips.com (mailto:money@quickanddirtytips.com) or leave a voicemail at (302) 364-0308. Find Money Girl on Facebook (  / moneygirlqdt  ) and Twitter (  / lauraadams  ) , or subscribe to the newsletter (https://www.quickanddirtytips.com/mon...) for more personal finance tips. Money Girl is a part of Quick and Dirty Tips (https://www.quickanddirtytips.com/) . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/mon...   / moneygirlqdt