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Welcome to the Harland D Podcast #3, featuring Nate Polmateer (recorded 6-16-21). A father of 10 kids during the day, but a personal finance YouTuber at night; documenting his personal finance journey with a family of 10 kids. We talk about investing, crypto, budgeting, accidently investing $6.5K, randomly buying a house and more... Nate Polmateer YouTube channel: / npolmateer Getting out of debt requires a long term commitment. On my channel I talk about a variety of personal finance topics that I'm either personally implementing or learning along the way as I document my journey of eliminating almost $50K in debt, with the goal to inspire, educate, and encourage others on their journey's as well. ⛳ NEW WEBSITE (more to come): https://www.harlandd.com/ Podcast I did with YNAB's budget nerds discussing my debt free journey: • Stay Motivated on Your Debt Free Journey w... 🎁Time Stamps 0:00 Podcast intro 0:51 Nate intro 1:30 Why did Nate start a Finance YouTube channel 3:02 How did Nate learn how to handle money? 4:18 Taking financial advice at 17 5:21 Beginning of personal finance journey 6:10 Lost job / Cashed out mutual funds 7:21 7 year gap 8:53 Emergency Fund would've helped 10:33 Nate's intro to crypto 14:48 Crypto speculation / Dogecoin 16:34 Dollar cost averaging 16:55 Forced to take on debt and sell Bitcoin 19:44 Lesson learned 20:37 Accidently invested $6,500 23:30 Randomly bought a house 27:50 Influence of YouTube on decisions 29:24 Budgeting tips for large family 31:06 Current investments 35:55 Paying debt vs Investing 38:06 Dave Ramsey influence 40:39 Risk 41:16 Future topics 🎁 YNAB Referral Link (This is the app I use for Budgeting, Tracking my Spending, Account Balances, and Reporting). When you use the link to subscribe, you will be able to take advantage of YNAB's 34 day free trial; AND we both get a free month of YNAB! https://ynab.com/referral/?ref=fD8Ckh... 🎁 Coinbase Referral Link (Buy Crypto) When you use this link we both receive $10 in Bitcoin when you buy or sell $100 or more. https://www.coinbase.com/join/white_ct1w 🎁 Other Referral Links on my website: https://www.harlandd.com/links Disclaimers: all opinions are my own, sponsors are acknowledged if any. Not financial advice, for entertainment purposes only. Subs: 562 #harlanddpodcast #harlanddwhite #personalfinance