Settle Your Debt Collection Lawsuit | Expert Tips From An Attorney скачать в хорошем качестве

Settle Your Debt Collection Lawsuit | Expert Tips From An Attorney

Respond to a debt lawsuit: https://www.solosuit.com/debt_answer?... Settle your debt: https://www.solosuit.com/solosettle?m... File a motion to compel arbitration: https://www.solosuit.com/motion_to_co... Make collectors validate your debt: https://www.solosuit.com/debt_validat... ‪@solosuit‬ In this video, we interview attorney John Skiba and discuss strategies for dealing with debt collectors and settling lawsuits. Here are the topics we cover: 0:00 Intro 4:22 What is a junk debt buyer? 7:52 What is the best defense in a debt collection lawsuit? 13:42 What is an affirmative defense? What are common affirmative defenses in debt collection lawsuits? 17:56 Is improper service a good defense in a debt lawsuit? 21:27 How much can a debt collector garnish from your wages? 29:50 How do you negotiate a debt settlement? 35:13 How much should I offer to settle my debt? He shares insights into the junk debt buying industry, explaining how big companies like LVNV Funding and Midland Credit Management purchase charged-off accounts at a discount and then file mass lawsuits. He emphasizes that over 95% of these cases end in default judgment due to the consumer's failure to respond. To avoid this, Skiba advises filing a written response, which is a critical step in any debt collection case. John says that, in his experience, a realistic offer to settle a debt largely depends on individual circumstances, such as income and other debts. Generally, for junk debt buyers, settlements range from 10%-40% of the total debt, while original creditors may expect closer to 50%-75%. ABOUT: John Skiba has 21 years of experience in consumer bankruptcy and debt defense. He runs the ‪@Consumer_Warrior‬ YouTube channel and owns Arizona Consumer Law Group, PLLC: https://skibalaw.com/