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This week we are trying things a little differently. This week we are joined by personal finance extraordinaire Kahome Gichuki. In this episode, Kahome dives into financial topics relevant to adults in Kenya and across Africa. He offers practical advice on avoiding unnecessary loans and long-term debts, reminding listeners that everyone's financial situation is unique. Kahome also shares his background in finance and stresses the importance of boosting income potential as a key to a healthy financial life. The discussion covers key financial decisions like buying a car, renting versus owning property, and the critical importance of understanding the numbers behind real estate investments. Kahome encourages creating personalized budgets that reflect individual values, while emphasizing mindful spending. He also addresses the challenges of saving and investing, especially when dealing with high expenses or the pressure of comparing yourself to others. Finally, what do you think, do you think having children is a good financial decision? 🤔 ~ Follow us on: 📷Instagram: / financially_inc 🦜X: https://x.com/FinanciallyInc 💃🏽 Tiktok: / financially_inc 👉🏽 FB: https://shorturl.at/7Y9Qj Guest Page: https://x.com/kahome_steve ~~~~~~~~~~~~~~~~~~ Why achieve financial freedom solo when you can work toward it with a friend? After all, isn’t success sweeter when shared? With FXPesa, you have a global investment platform that lets you and your friends work together to reach your financial goals. Thanks to FXPesa’s Refer a Friend program, you can team up for success! Simply share your unique referral link, help your friend open an account, let them fund it, and start trading. It’s not just about making money—it's about winning together! Are you looking for a financial solution to boost your investment style? Check out FXPesa Start your trading journey ✨ 📝Demo: https://shorturl.at/izDMc ⌛Live: https://shorturl.at/Od2ux 📚Learn how to trade: https://shorturl.at/xR2Ye 🤔 Who is FXPesa: https://shorturl.at/rWFqC Chapters: 0:00 Intro 2:14 Sponsor shoutout 2:53 Guest intro 5:43 What should I consider before buying a car 14:56 How do my finances justify how when I upgrade ? 18:30 Renting vs Ownership 28:40 Am I forgoing anything if I buy a house for 17M 43:05 Is there financial room for collateral 44:11 So how should I live? 58:43 Financially speaking, should I have kids? 1:06:30 What shouldn't I miss in my portfolio 1:12:58 Wrap up