The £864 Mistake 90% of UK Savers Are Making скачать в хорошем качестве

The £864 Mistake 90% of UK Savers Are Making

🔗 Open your Plum Cash ISA or Lifetime ISA here: https://prf.hn/click/camref:1011l3Tbxs Your savings are losing money right nowand you probably don't even know it. If you're earning less than 3.5% interest and paying tax on that interest, inflation is quietly draining your wealth. But there's a tax-free solution the government actually encourages you to use. And here's what most people don't realise: from April 2027, the amount under-65s can save tax-free in cash is getting slashed from £20,000 to £12,000 per year. In this video, I'm showing you: ✅ Why your current account is costing you hundreds ✅ How to earn 4.32% AER completely tax-free ✅ The exact numbers: what £5k, £10k, and £20k will earn you ✅ Cash ISA vs Lifetime ISA: which one's right for you ✅ The 25% government bonus most people miss ✅ Step-by-step walkthrough to open your account today ✅ Why acting before April 2027 matters 🔗 Open your Plum 4.36% AER Cash ISA or 3.95% AER Lifetime ISA here (rates accurate as of 27/01/2026): https://prf.hn/click/camref:1011l3Tbxs ______________ 👉🏽 🎓 The Money Method (my investing programme) Join The Money Method waitlist https://www.themoneymethod.co.uk/ 📊 GET MY UPDATED Simple Income & Expense Tracker: https://chiderapeterstracker.created.... 📥 Join my FREE Mailing list https://chiderapeters.substack.com/ ________________ 🎥 WATCH NEXT Lifetime ISA for First Time Buyers in the UK: My Review and Costly Mistakes to Avoid    • Lifetime ISA for First Time Buyers in the ...   How To Save £5K in 6 Months (Even on £2K/Month Salary)    • How To Save £5K in 6 Months (Even on £2K/M...   ________________ ⚠️ Disclaimer: Capital is at risk. ISA rules apply. Tax treatment depends on your personal circumstances and may change. Plum's rates are variable. FSCS protection up to £120,000 per banking partner. This is not financial advice. ________________ FOR COLLABORATIONS/SPONSORSHIPS Please get in touch with me hi@thechiderapeters.com ____________________________ KEEP IN TOUCH Tiktok:   / thechiderapeters   Instagram:   / thechiderapeters   Twitter:   / chiderapeters_   ______________________________ MY GADGETS 📹 Camera https://amzn.to/4anHFop 🎤 Microphone https://amzn.to/3Jtw4Zv 📸 The Lens https://amzn.to/4aL0guE 💡The lights I use https://amzn.to/484rRqo 💻 The screen extension I use https://amzn.to/3EHDWqW ________________ ⏱️ TIMESTAMPS 0:00 - Where's your money right now? 1:06 - Why your savings are losing value 2:30 - The tax-free solution: How ISAs work 3:05 - What you'll ACTUALLY earn (real numbers) 5:48 - Cash ISA vs Lifetime ISA explained 8:19 - The 25% government bonus breakdown 9:32 - First-time buyer example 10:40 - The 2027 rule change (important!) 13:57 - How to open your Plum ISA (step-by-step) 15:51 - Why I recommend Plum 17:20 - Your action plan recap Thanks for watching! #CashISA #LifetimeISA #PlumISA #UKSavings #TaxFreeSavings #ISA2025 #ISA2027 #FirstTimeBuyer #PersonalFinanceUK #SavingMoney #MoneyUK #EmergencyFund #PlumApp #HighInterestSavings #WealthBuilding