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Hello and welcome to From Debt to Dreams! I’m so glad that you found my little corner of the internet! All of the charts I use to help us track our financial progress are from https://www.debtfreecharts.com ***************************************************************************** About Me: -My name is Brandy and I am 39 years old. -My husband and I work full time. He is a social worker and I am a department coordinator. -We have two kids under the age of 10. -Our total debt as of December 4, 2025 (including our mortgage): $423,805.22 -The current focused financial goal: Save $5,025 for our Emergency Fund – Here is our plan to save money and get out of debt (Plan restarted on 5/16/2025) - Step One: Save $5,025 in an Emergency Fund. Current Balance: $1,073.19 Step Two: Pay off Debt!! Here are our current debt balances: Jason’s Federal Student Loan 1: $4,447.76 Jason’s Federal Student Loan 2: $9,820.26 Jason’s Federal Student Loan 3: $10,355.89 Jason’s Federal Student Loan 4: $10,355.89 Jason’s Federal Student Loan 5: $15,216.90 Jason’s Federal Student Loan 6: $15,175.02 My Federal Student Loan: $21,676.85 Debt Consolidation Loan: $61,919.38 Mortgage: $274,837.27 Total Debt Balance: $423,805.22 ***************************************************************************** DISCLAIMER: I am not a financial advisor. I am simply sharing my family’s financial journey to become debt-free and find margin in our budget while using what we have. If you need financial help, please consult a professional financial advisor. ❤️