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1 Finance Credit Card Scoring & Ranking: https://1fin.me/4bvY7TR Know your credit card inside out with easy to use metric, which doesn’t require any personal info. 1 Finance is a new-age personal finance institution, reimagining the landscape of personal finance advisory in India. They are dedicated to delivering holistic financial planning tailored to your individual needs and life aspirations. Through the expertise of qualified financial advisors, they guide customers by offering hyper-personalised and unbiased advice, empowering you to attain a state of financial well-being. Website: https://1finance.co.in/ In this video, I am with one of the smartest credit card experts in the country, who literally turned this passion into a full functioning business. Tejas Ghongadi, co-founder of The Points Code helps you understand how to optimise credit card spends and choose the right card while avoiding all the ugly mis-selling that happens in the industry. He is someone who has optimised his credit card game to the extent that he takes international business class trips for free every year, you’re in safe hands! Check out Tejas’ socials and his company here; The Points Code - https://www.thepointscode.com Tejas’ Instagram - https://www.instagram.com/tejasghonga... Link to create an episode with us : https://docs.google.com/forms/d/e/1FA... #creditcards #creditcard #creditcardsforbeginners #finance #insurance #insuranceadvice Come say hi :) Instagram: / lordmoneyengar Twitter: / lordmoneyengar Youtube: / lordmoneyengar LinkedIn : / aaditya-iyengar-4683b6203 0:00 - Short-Cuts 0:30 - Intro 1:17 - About the Guest 3:02 - About his own Credit Cards 4:00 - How to use Credit Card responsibly? 6:00 - 1Finance Credit Card Scoring and Ranking Tool 6:40 - Interest Rates and Fees 9:42 - Pain Points and Credit Card Ecosystem 13:03 - How to deal with Banks and resolve Ambiguity? 14:38 - Importance of Terms and Conditions 15:34 - Why beware of Free Credit Cards? 16:56 - The Best Credit Card 19:12 - Choosing Credit Card based on Spending 23:40 - How to use Reward Points? 29:14 - Importance of Official Information 30:04 - Outro