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2025 was a wild ride for investors, and 2026 is already lining up its own set of curveballs. Eric Kearney and Joseph Lanza break down the biggest themes—AI, inflation, rates, policy headlines—and share a practical investor checklist to stay proactive. For a farm fresh second opinion, visit https://farmtruckfinancial.com and schedule a complimentary review with Retirement Wealth Advisors. 2025 was a wild ride for investors, and 2026 is already lining up its own set of curveballs. Eric Kearney and Joseph Lanza break down the biggest themes—AI, inflation, rates, policy headlines—and share a practical investor checklist to stay proactive. For a farm fresh second opinion, visit https://farmtruckfinancial.com and schedule a complimentary review with Retirement Wealth Advisors. In this conversation, we look back at what drove volatility in 2025, why “waiting for things to calm down” can quietly derail progress, and what to watch as we head into 2026. You’ll also hear a straightforward checklist mindset for navigating uncertainty, protecting income planning, and keeping long-term strategy ahead of short-term emotion. Topics include: AI investing enthusiasm and what to watch next Economic strength vs recession predictions Tariff headlines and market reactions Government shutdown risk and market psychology Inflation and the reality of “prices not coming back down” Rate cuts and why inflation can stay sticky Planning through midterms and political noise Retirement pressure points like healthcare costs Early-year planning moves (contribution reviews, tax planning conversations) Educational content only. Not investment, tax, or legal advice. Consult a qualified professional about your specific situation. #FarmTruckFinancial #RetirementPlanning #Investing #FinancialPlanning #MarketOutlook #Inflation #AIInvesting #StockMarket #RetirementWealthAdvisors #WealthManagement #PortfolioStrategy #IncomePlanning #LongTermInvesting #2026Outlook 00:00 Coming Up 2025 Recap and 2026 Expectations 00:30 Welcome to Farm Truck Financial 00:52 Why Every Year Feels Hard for Investors 01:27 The Two Letters That Defined 2025 02:19 AI Fear vs Opportunity for Jobs and Business 03:02 1999 Vibes and the AI Gold Rush 04:04 AI, GDP, and the Global Tech Race 05:08 Economy Check Strong but Slower 05:53 Recession Predictions That Never Landed 06:32 Break and Return 2026 Radar 07:29 Back From Break Setting the Table 07:36 2025 Tariffs Volatility and the Snapback 08:51 Government Shutdown Frustration and Risk 10:10 The Fed, Rates, and Sticky Inflation 11:31 Retirement Has Changed What Planning Must Cover 12:23 Why Prices Feel Permanent 12:51 Next Up The Investor Checklist Mindset 13:07 Procrastination Costs in Retirement 13:46 Midterms Noise and the Waiting Trap 14:44 Proactive Planning Beats Reactive Moves 15:52 Healthcare Costs and Retirement Pressure 17:06 Tax Law Changes and New Year Moves 17:20 Contribution Limits and Early-Year Adjustments 18:09 The Wrap Strategy Over Headlines Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc. Retirement Wealth Advisors 629 Cape Coral Parkway East Cape Coral, Florida, 33904