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Do you want the good news or the bad news first? Bad news: Another busy January potentially left us in the negative by over $600. Good news: We hit a cool milestone in our mortgage payment journey! Childcare costs continue making a huge dent in the budget, so join us as we work through it and show you all our real numbers, living as a family of four in the Midwest. READY TO BUDGET? Click here to purchase the DFM Super Budget Template https://debtfreemillennials.com/super... Chapters 0:00 - 1:29 - Math me, please 1:30 - Freshly fixed expenses 5:41 - Family Fun 6:29 - Work tripping up the budget 7:32 - We don't speak Radon 8:33 - Evaluating Pre-tax Contributions 9:53 - Looking Ahead -------- 🧢 Check out NEW merch in my shop! https://debtfreemillennials.com/merch/ -------- 👩🏻💻 Want your budget reviewed anonymously on my channel? Fill out the Google Form here - https://forms.gle/7RpbxEEUtoLayMx76 ------- 📒 I wrote a kids book and it's available on Amazon! Get your copy of Investing for Kids: 65 Activities about Saving, Growing, and Investing Your Money: https://amzn.to/3CRNkp1 -------- 💌 Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/t... -------- 📝CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK http://bit.ly/DFMworkbook -------- 🌟 My favorite money-saving app: FETCH REWARDS USE CODE WR367 TO RECEIVE FREE POINTS! https://fetchrewards.onelink.me/vvv3/... -------- 📱If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy -------- 🚙 My favorite FREE car insurance quote comparison tool: EXPERIAN® FOR AUTO INSURANCE https://www.dpbolvw.net/click-1006035... -------- 🦋 Connect on Socials! 🔸 TikTok: / debtfreemillennials 🔸 Facebook Group: / debtfreemillennials 🔸 Instagram: / debtfreemillennials_ 🔸 Site: https://www.debtfreemillennials.com 🔴 Partner With Me - debtfreemillennials@creatorsagency.co 🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here! Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!