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Understanding how to strategically convert pre-tax money from a Traditional IRA into a Roth IRA can save you thousands of dollars annually. In this video I walk through the details of a viewer-provided example of how to fund your annual cash flow needs while saving on taxes by converting to a Roth IRA early in the tax year. This method allows you to take distributions on a monthly basis from a Roth IRA instead of a Traditional IRA, potentially saving you hundreds or even thousands of dollars in tax annually, just on the investment return within the tax-advantaged vehicles alone. Personal Tax Planning Template Program Purchase Link https://numbercrunchnerds.systeme.io/... To Learn More About How Roth IRA Conversions are Calculated: • Roth IRA Conversion | 2025 Tax Planning St... To Learn More About IRMAA Impacts of Roth IRA Conversions: • Roth IRA Conversion (Part 4) 2025 Tax Plan... To Learn More About How RMDs are Determined: • Roth IRA Conversion (Part 3) | 2025 Tax Pl... To Learn More About Safe Harbor Estimated Tax Payments: • How To Calculate Estimated Taxes Using the... #traditionalira #rothira #taxplanningstrategies #cashflowfund